Effective Date: November 7, 2026
Last Updated: November 7, 2026
PLEASE READ THESE TERMS & CONDITIONS CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE.
These Terms & Conditions (“Terms” or “Agreement”) govern access to and use of dennis-thompson.com (“Website”), operated by Dennis Thompson (“Website Operator,” “we,” “us,” or “our”).
By accessing or using the Website, you acknowledge these Terms and agree to comply with them to the extent enforceable under applicable law. If you disagree, please discontinue use of the Website.
1. Agreement and Scope
1.1. Website Operator. This Website is the personal and professional publishing platform of Dennis Thompson, based in Texas, United States.
1.2. Covered Activities. These Terms apply to articles, educational resources, downloadable materials, multimedia content, newsletters, interactive features, and other Website offerings.
1.3. Additional Agreements. Certain products, subscriptions, consultations, or services introduced in the future may have separate terms. Any additional terms will be presented when applicable.
1.4. Amendments. We may revise these Terms to reflect operational, technological, business, or legal developments. Material revisions will be communicated through reasonably appropriate means. Updated Terms will identify their effective date.
1.5. Eligibility. The Website is intended for individuals who can lawfully access and use its content. Visitors under 18 should use the Website with appropriate parental or guardian supervision.
2. Purpose and Nature of Website Content
2.1. Educational Mission. The Website publishes information concerning entrepreneurship, business financing, financial literacy, business management, artificial intelligence, technology, and economic developments.
2.2. General Information. All content is provided for educational, informational, and general business-awareness purposes.
2.3. No Individualized Advice. Website content does not constitute individualized legal, tax, accounting, investment, lending, or other regulated professional advice.
2.4. Independent Judgment. Visitors remain responsible for evaluating information, conducting due diligence, and consulting qualified professionals before making significant decisions.
2.5. Changing Information. Business conditions, financing programs, regulations, technology, and market developments change. Information may become outdated after publication.
3. Relationship With Cube Capital Group LLC
3.1. Separate Website Identity. dennis-thompson.com is Dennis Thompson’s personal professional website. It is not the official corporate website of Cube Capital Group LLC.
3.2. Business Relationship. Dennis Thompson is a partner in Cube Capital Group LLC, an independent, non-bank business financing brokerage.
3.3. Financing Services. Business financing services discussed or introduced through this Website may be offered or arranged through Cube Capital Group LLC and its financing-provider relationships.
3.4. Brokerage Status. Cube Capital Group LLC is not a direct lender. Financing decisions are made by participating lenders or financing providers.
3.5. No Financing Commitment. No Website article, illustration, inquiry, referral, consultation request, or other communication constitutes a loan approval, financing commitment, guarantee of funding, or binding offer of credit.
3.6. Separate Agreements. Any financing application, brokerage engagement, or related transaction may be subject to additional agreements, eligibility requirements, disclosures, and applicable laws.
3.7. No Automatic Client Relationship. Visiting the Website or submitting an inquiry does not automatically establish a brokerage, advisory, fiduciary, or contractual client relationship.
4. Intellectual Property and Ownership
4.1. Protected Materials. Original articles, research, commentary, educational frameworks, publications, graphics, presentations, scripts, audiovisual productions, branding, and other original materials are protected by applicable intellectual property laws.
4.2. Ownership. Intellectual property belongs to Dennis Thompson or the applicable rights holder. Third-party materials remain the property of their respective owners.
4.3. Limited Permission. Visitors receive a limited, nonexclusive, revocable permission to access and use publicly available Website materials for lawful personal, informational, and educational purposes.
4.4. Restrictions. Unless authorized in writing or otherwise permitted by law, visitors may not reproduce substantial portions of Website content, distribute unauthorized copies, sell or commercially exploit materials, remove proprietary notices, or falsely represent ownership or authorship.
4.5. Permitted Sharing. Visitors may share links to publicly available articles and may quote limited excerpts with appropriate attribution, subject to applicable copyright law.
4.6. No Transfer of Rights. Access to Website content does not transfer intellectual property ownership.
5. Artificial Intelligence, Automated Extraction, and Content Reuse
5.1. AI-Assisted Materials. The Website may contain content developed, researched, edited, illustrated, or produced with assistance from artificial intelligence technologies.
5.2. Verification. AI-assisted content may contain inaccuracies. Visitors should independently verify consequential information.
5.3. Automated Extraction. Unauthorized automated collection, scraping, bulk downloading, or systematic reproduction of Website materials is prohibited to the extent permitted by applicable law.
5.4. AI Training and Commercial Reuse. Website materials may not be systematically collected or reproduced for developing, training, fine-tuning, or commercially distributing AI systems without authorization, except where applicable law permits such activity.
5.5. Search Engine Indexing. Ordinary indexing by legitimate public search engines is permitted subject to applicable technical access controls and Website instructions.
5.6. Originality and Attribution. Visitors may not present Website materials, original research, or proprietary educational frameworks as their own work.
6. Acceptable Use and Website Security
Visitors agree not to:
- Engage in unlawful, fraudulent, defamatory, or deceptive conduct.
- Attempt unauthorized access to Website systems or administrative accounts.
- Introduce malicious code or interfere with Website operations.
- Circumvent security measures or access restrictions.
- Impersonate another person or misrepresent professional affiliations.
- Violate intellectual property, privacy, or other legally protected rights.
- Use automated tools in a manner that materially disrupts Website availability.
We may restrict access, remove prohibited material, or take other reasonable protective measures where necessary.
7. Publications, Opinions, and Professional Commentary
7.1. Editorial Independence. Articles and commentary may contain professional observations, interpretations, forecasts, or opinions.
7.2. No Guaranteed Outcomes. Business strategies, financing approaches, technological applications, or operational recommendations discussed on the Website do not guarantee profitability, approval, growth, or other results.
7.3. Illustrative Examples. Hypothetical situations, scenarios, projections, and educational case studies should not be interpreted as promises of actual performance.
7.4. Third-Party Information. Information derived from external sources may contain errors or change without notice.
7.5. Reader Responsibility. Visitors are responsible for assessing whether information is suitable for their circumstances.
8. Affiliate Relationships, Referrals, and Advertising
8.1. Commercial Relationships. The Website may participate in affiliate programs, referral arrangements, sponsorships, advertising relationships, or other commercial partnerships.
8.2. Compensation. Dennis Thompson or an associated business may receive compensation when visitors purchase qualifying products, request services, or complete qualifying referrals.
8.3. Disclosures. Material financial relationships will be disclosed where required by applicable law.
8.4. Independent Evaluation. Product recommendations and commercial references do not eliminate the visitor’s responsibility to independently evaluate suitability, costs, contractual obligations, and risks.
8.5. No Endorsement Guarantee. Reference to a third-party product or service does not guarantee its performance, availability, reliability, or suitability.
9. Third-Party Websites, Platforms, and Embedded Content
9.1. External Resources. The Website may contain links to social media platforms, video services, financing providers, professional organizations, educational resources, and other third-party websites.
9.2. Independent Operators. Third-party websites and services operate independently and are governed by their respective terms and privacy practices.
9.3. Embedded Content. Embedded videos, social media features, and interactive materials may operate through external technology providers.
9.4. External Transactions. Transactions or communications conducted with third parties are governed by the applicable provider’s terms and agreements.
9.5. Responsibility. We do not assume responsibility for independently operated third-party services, except where applicable law provides otherwise.
10. Accounts, Communications, and Newsletters
10.1. Optional Features. The Website may introduce visitor accounts, contact forms, subscriptions, downloadable resources, or other interactive services.
10.2. Accurate Information. Visitors using such features agree to provide accurate information and avoid impersonation or misuse.
10.3. Electronic Communications. Visitors who voluntarily provide contact information may receive communications related to their inquiries or requested services, subject to applicable law.
10.4. Marketing Consent. Promotional email or text communications will be sent subject to applicable consent and opt-out requirements. Consent to marketing is not a condition of merely browsing the Website.
10.5. Unsubscribing. Newsletter subscribers may opt out of promotional emails using the unsubscribe instructions provided.
10.6. Security. If visitor accounts become available, account holders must take reasonable precautions to protect their credentials.
11. Visitor Submissions and User-Generated Content
11.1. Submissions. If comments, reviews, discussion features, or other submission functions are enabled, visitors are responsible for the content they provide.
11.2. Ownership. Visitors retain ownership of their original submissions, subject to the rights necessary for the Website to operate its interactive features.
11.3. Limited License. By submitting material intended for publication, visitors grant the Website Operator a nonexclusive, royalty-free license to host, reproduce, display, and moderate that material for Website-related purposes.
11.4. Prohibited Material. Submissions must not contain unlawful content, malicious software, unauthorized copyrighted materials, privacy violations, or deceptive representations.
11.5. Moderation. We may review, restrict, or remove submissions that violate these Terms or applicable law.
11.6. Confidential Information. Visitors should not submit sensitive personal, financial, or proprietary business information through public comments or unsecured communication channels.
12. Copyright Complaints
We respect the intellectual property rights of others.
Persons who believe that material on this Website infringes their copyright may submit a written notice identifying the copyrighted work, the allegedly infringing material, the location of that material, and sufficient contact information to evaluate the complaint.
Notices should include the statements and signature required by applicable copyright law.
Copyright complaints may be submitted through the contact information published on this Website.
Where applicable, valid copyright notices and counter-notices will be addressed in accordance with relevant law.
13. Products, Paid Services, and Future Offerings
13.1. Future Services. The Website may introduce paid educational materials, consulting engagements, digital products, events, subscriptions, or other commercial offerings.
13.2. Separate Purchase Terms. Applicable prices, payment obligations, refund conditions, delivery requirements, and service limitations will be disclosed before a purchase or engagement is completed.
13.3. No Automatic Purchase Obligation. Accessing publicly available Website content does not itself create an obligation to purchase products or services.
13.4. Independent Providers. Purchases or engagements completed through external providers are subject to those providers’ applicable agreements.
14. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
We do not warrant that Website content will always be accurate, complete, current, uninterrupted, secure, or suitable for any particular purpose.
We do not guarantee that the Website will operate without technical errors, interruptions, security incidents, or compatibility limitations.
Nothing in these Terms excludes warranties, statutory rights, or legal protections that cannot lawfully be excluded.
15. Limitation of Liability
To the maximum extent permitted by applicable law, Dennis Thompson shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from access to or use of the Website.
This includes, where legally permissible, claims involving lost profits, lost business opportunities, business interruption, or reliance on general educational information.
Nothing in these Terms limits liability for fraud, intentional misconduct, or any other liability that cannot lawfully be excluded or limited.
16. Indemnification
To the extent permitted by applicable law, visitors agree to indemnify and hold harmless Dennis Thompson from third-party claims, losses, and reasonable expenses arising directly from their unlawful use of the Website, infringement of another person’s rights, or material violation of these Terms.
This provision does not require visitors to indemnify the Website Operator for the Website Operator’s own unlawful conduct or negligence where prohibited by law.
17. Privacy and Data Protection
Collection, use, storage, and disclosure of personal information are addressed in the Website’s separate Privacy Policy.
Visitors should review that policy for information concerning website analytics, cookies, communications, external services, and applicable privacy rights.
Privacy Policy: https://dennis-thompson.com/privacy-policy/
18. Accessibility
We seek to make Website information and functionality accessible to visitors, including individuals with disabilities.
Accessibility is an ongoing effort. Visitors may report accessibility barriers or request assistance using the contact information available on the Website.
ADA Statement: https://dennis-thompson.com/ada-statement/
19. Suspension, Restriction, and Discontinuation
We reserve the right, where reasonably necessary and legally permissible, to restrict access, disable features, remove prohibited content, or discontinue Website services.
Such actions may be taken to address security concerns, unlawful activity, operational requirements, or violations of these Terms.
Provisions concerning intellectual property, liability, dispute resolution, and other obligations that by their nature should survive will remain applicable to the extent enforceable.
20. Dispute Resolution
20.1. Informal Resolution. Visitors are encouraged to contact the Website Operator to attempt to resolve concerns informally before initiating formal proceedings.
20.2. Applicable Law. These Terms are governed by the laws of the State of Texas and applicable United States federal law, without regard to conflict-of-law principles, except where mandatory law requires otherwise.
20.3. Courts and Jurisdiction. Subject to applicable law and jurisdictional requirements, disputes not resolved informally may be brought before a court of competent jurisdiction in Texas.
20.4. Legal Rights. Nothing in these Terms eliminates rights or remedies that cannot lawfully be waived.
21. Additional Legal Provisions
21.1. Severability. If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in effect to the extent legally permissible.
21.2. No Waiver. Failure to enforce a provision does not constitute a permanent waiver of that provision or any other right.
21.3. Entire Agreement. These Terms, together with any applicable supplemental terms, constitute the agreement governing Website use, subject to mandatory law.
21.4. No Third-Party Beneficiaries. Unless expressly provided, these Terms do not create enforceable rights for unrelated third parties.
21.5. Headings. Section headings are provided for convenience and do not alter the meaning of the provisions.
21.6. Interpretation. These Terms should be interpreted consistently with applicable law and the Website’s educational and professional purposes.
22. Contact Information
Questions, concerns, copyright notices, or other inquiries concerning these Terms & Conditions may be directed to:
Dennis Thompson
Website: https://dennis-thompson.com
Location: Texas, United States
Contact: Through the contact information published on the Website.
Copyright © 2026 Dennis Thompson. All Rights Reserved.
These Terms & Conditions govern dennis-thompson.com. They do not replace separate contractual terms governing services provided by Cube Capital Group LLC or independent third-party providers.